On July 1, 2025, the U.S. Senate voted to reject a proposed ten-year moratorium on state-level AI regulation, allowing individual states to legislate independently. This decision creates a fragmented compliance environment for insurance carriers that must navigate varying state laws regarding AI use.
The Data (Use and Access) Act (the “DUA Act”) was enacted in the UK on 19 June 2025, reforming the General Data Protection Regulation and addressing copyright issues related to generative AI. The Act’s passage followed extensive parliamentary debate, particularly concerning the use of copyright works for training AI models without consent.
On July 1, 2025, the U.S. Senate voted to reject a proposed ten-year moratorium on state-level AI regulation, allowing individual states to legislate AI use independently. This shift creates a complex compliance environment for insurance carriers, who must now navigate a patchwork of state laws regarding artificial intelligence in their operations.
Diverse AI regulations are forcing companies to rethink their software design as they navigate complex global landscapes. Organizations must balance the need for compliance with the urgency of innovation, leading to a shift towards localized solutions that accommodate varying regulatory frameworks.
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